Press release

Looking to the future

, 5 June 2019

techweek 07954

How is the role of a software developer changing?

“How isn’t it changing?” might be another way to ask that question. The only constant thing about working in the world of software development since I started has been that it’s constantly changing.

I think it will always be changing. I think it has to be for it to be a thriving career choice, whatever sector you’re working as a developer in.

One aspect of the job that has become more and more common is the need for developers to be flexible and adapt to changing environments, even taking on roles you may not have seen yourself doing.

I think back to 12 years ago when I was coding in a waterfall approach, proud of my pure object-oriented programming solutions. Today everything is much less about coding, more agile oriented, and more technical, working with other amazing, modern programming paradigms.

As technology continues to evolve so too will the role of the developer, but there will likely always be a developer at the heart of it helping make that evolution possible.


What lies ahead for fintech developers?

“Software is eating the world” is a popular topic online these days, and that is particularly true of fintech as it becomes an increasingly important sector of the global economy.

When I was working in other industries and heard about fintech the first things I thought of were services like Paypal, online banking and being able to pay for my coffee using my phone. It’s come a long way since then.

That makes it an exciting time to be a fintech developer. It offers the chance to be involved in developing  groundbreaking technologies that change the way the world works, just as developments like blockchain have already done.

You could find yourself working in a tiny financial technology start-up or a huge multi-national corporation and that means as a developer you could be working across everything from blockchain, cryptocurrency, online lending, insurance, fund transfers and more. And with technology obviously at the heart of fintech innovation and growth, good dev ops skills, whether you’re a native app developer or full-stack developer, will be key.

Fintech is definitely changing the way that traditional financial organisations operate and being an IT person during that transition offers huge opportunity right now.

For queries please contact:


David Stevens
CEO & Managing Director


Jim Kelly
+61 412 549 083

Courtney Howe
+61 404 310 364

About Harmoney

Harmoney is an online direct personal lender that operates across New Zealand and Australia providing customers with unsecured personal loans that are easy to access, competitively priced (using risk-adjusted interest rates) and accessed 100% online. 

Since originating its first loan in August 2014, Harmoney has originated over NZ$1.8 billion in personal loans (growing at a compound annual growth rate of 86% between FY15 and FY20), serving more than 47,000 customers and increasing its total current loan book to approximately NZ$472 million. 

Harmoney’s proprietary digital lending platform, Stellare™, facilitates its personalised loan product with applications processed and loans typically funded within 24 hours of acceptance by the customer. Stellare™ applies a customer’s individual circumstance to its data-driven, machine learning credit scorecard to deliver automated credit decisioning and accurate risk-based pricing.