Press release

Looking to the future

, 5 June 2019

techweek 07954

How is the role of a software developer changing?

“How isn’t it changing?” might be another way to ask that question. The only constant thing about working in the world of software development since I started has been that it’s constantly changing.

I think it will always be changing. I think it has to be for it to be a thriving career choice, whatever sector you’re working as a developer in.

One aspect of the job that has become more and more common is the need for developers to be flexible and adapt to changing environments, even taking on roles you may not have seen yourself doing.

I think back to 12 years ago when I was coding in a waterfall approach, proud of my pure object-oriented programming solutions. Today everything is much less about coding, more agile oriented, and more technical, working with other amazing, modern programming paradigms.

As technology continues to evolve so too will the role of the developer, but there will likely always be a developer at the heart of it helping make that evolution possible.

 

What lies ahead for fintech developers?

“Software is eating the world” is a popular topic online these days, and that is particularly true of fintech as it becomes an increasingly important sector of the global economy.

When I was working in other industries and heard about fintech the first things I thought of were services like Paypal, online banking and being able to pay for my coffee using my phone. It’s come a long way since then.

That makes it an exciting time to be a fintech developer. It offers the chance to be involved in developing  groundbreaking technologies that change the way the world works, just as developments like blockchain have already done.

You could find yourself working in a tiny financial technology start-up or a huge multi-national corporation and that means as a developer you could be working across everything from blockchain, cryptocurrency, online lending, insurance, fund transfers and more. And with technology obviously at the heart of fintech innovation and growth, good dev ops skills, whether you’re a native app developer or full-stack developer, will be key.

Fintech is definitely changing the way that traditional financial organisations operate and being an IT person during that transition offers huge opportunity right now.

About Harmoney

Harmoney Limited was founded by a management group that has worked together across two other key projects over the last 12 years in New Zealand and Australia. In both cases there was a successful exit for shareholders.

The team was responsible for creating over $1b in shareholder value by adding new products, distribution and channels.

Harmoney will Liberate Lending in New Zealand, cutting out the banks by providing access to a new investment asset class to retail and institutional investors.

New Zealand is one of the first countries in the world to overhaul securities law and to allow for peer top peer lending platforms which can act as a challenge to traditional banking.

The service providers are regulated, licensed and policed by the Financial Markets Authority (FMA). Peer to Peer Platforms operate with benchmark operational costs far lower than any main street bank.

The investor/lender takes the same risks that the bank takes and enjoys the retail return.
Harmoney is currently the only FMA Licensed Peer to Peer Platform in New Zealand

Harmoney’s key advisers are AML Advisers, Simpson and Grierson, Deloitte Partners and Dun & Bradstreet and Centrix.