# Harmoney Car Loan — New Zealand

Finance your next car

Harmoney offers two ways to finance a car. A secured car loan 7.89%–21.79% p.a. uses the vehicle as security for a lower rate, or an unsecured personal loan 7.99%–24.99% p.a. Establishment fee $150. keeps the title clear. Both have $0 early repayment fees and $0 monthly fees.

## Personal Loan (unsecured)

- Interest rate: 7.99% p.a. – 24.99% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.

## Car Loan (secured)

- Interest rate: 7.89% p.a. – 21.79% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.

### Important information

Harmoney Services Limited (FSP593769). Dispute resolution: Financial Services Complaints Limited (FSCL) – a Financial Ombudsman Service, membership 5288.


The rate offered depends on your individual credit assessment. Fees, charges, terms and conditions apply.