# Harmoney Simple application process — New Zealand

What if getting a loan quote took as little as 2 minutes?

Harmoney is 100% online. No paperwork. No branch visits. No waiting for callbacks. Check your rate in as little as 2 minutes — it will not affect your credit score. If you like the offer, complete your application online and 93% of approved loans are paid out within 24 hours. Subject to responsible lending inquiries.

## Personal Loan (unsecured)

- Interest rate: 7.99% p.a. – 24.99% p.a. (fixed)
- Loan amount: $2,000 – $100,000 (increments of $100)
- Terms: 3, 5 and 7 year
- Repayments: weekly, fortnightly and monthly
- Establishment fee: $150
- No monthly fees, no early-repayment fee.

### Important information

Harmoney Services Limited (FSP593769). Dispute resolution: Financial Services Complaints Limited (FSCL) – a Financial Ombudsman Service, membership 5288.


The rate offered depends on your individual credit assessment. Fees, charges, terms and conditions apply.