Yes, absolutely. A Harmoney personal loan is an excellent way to finance the purchase of a new or used car, boat, caravan, or any other vehicle. We provide you with the money you need upfront so you can shop and negotiate with confidence, just like a cash buyer.
Our loans are designed to be fast, flexible, and completely transparent, giving you a better way to get the vehicle you want.
When you choose a Harmoney personal loan to buy a vehicle, you get several distinct advantages over traditional car finance options.
With your finance sorted and the money in your bank account before you start shopping, you can walk into any dealership or talk to any private seller with the upper hand. You have the freedom to negotiate on price without the pressure of dealer finance or being limited to a specific dealer's offerings.
Unlike most traditional car loans, which use the vehicle itself as collateral, our personal loans are either secured or unsecured. You decide.
Our 100% online application process means you can get a quote in minutes. Once your loan is approved and you have digitally signed the agreement, the funds can be in your bank account within 1-3 business days. This speed allows you to seize a great deal on a vehicle before it's gone.
Our interest rates are personalised, fixed for the life of your loan, and your repayments are predictable. This makes it easy to budget and plan for your vehicle purchase, knowing exactly what your ongoing costs will be.
Ready to get your new wheels? Get a personalised quote today.
References:
Harmoney New Zealand Car Finance: https://www.harmoney.co.nz/personal-loans/car-finance
MoneyHub NZ: https://www.moneyhub.co.nz/car-finance.html
Consumer Protection NZ: https://www.consumerprotection.govt.nz/