Legal
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Borrower
General
Investor
Harmoney is no longer offering loans for investment by retail lenders. Find out more
Archived agreements
Borrower
Loan Contract
Loan Contract. Effective from August 2021 to November 2021
Loan Contract. Effective from March 2021 to August 2021
Loan Contract. Effective from December 2020 to March 2021
Loan Contract. Effective from September 2020 to December 2020
Loan Contract. Effective from June 2019 to September 2020
Loan Contract with Payment Protect. Effective from June 2019 to September 2020
Loan Contract. Effective from December 2018 to June 2019
Loan Contract. Effective from May 2018 to December 2018
Loan Contract. Effective from October 2017 to May 2018 (pdf)
Loan Contract. Effective from September 2016 to October 2017
Loan Contract. Effective from December 2015 to September 2016
Loan Contract. Effective from June 2015 to December 2015
Loan Contract. Effective from October 2014 to June 2015
Loan Contract. Effective from September 2014 to October 2014
Loan Contract. Effective from September 2014 to September 2014
Payment Protect
Harmoney is no longer offering loans with Payment Protect as of 1 April 2020.
Loans taken out with Payment Protect attached before 1 April 2020 will not be affected.
Payment Protect Terms and Conditions. Effective from December 2018 to June 2019.
Payment Protect Terms and Conditions. Effective from May 2018 to December 2018.
Payment Protect Terms. Effective from September 2016 to May 2018 (pdf)
Payment Protect Terms & Conditions. Effective from April 2016 to September 2016
Payment Protect Terms and Conditions. Effective from December 2015 to April 2016
Things You Need to Know
Things You Need to Know. Effective December 2018
Things You Need To Know. Effective from May 2018 to December 2018
Things You Need to Know. Effective from September 2016 to November 2016 (pdf)
Things You Need to Know. Effective from March 2016 to September 2016
Platform agreement
Platform Agreement. Effective from October 2017 to May 2018 (pdf)
Platform Agreement. Effective from September 2016 to October 2017 (pdf)
Borrower Agreement
Borrower Agreement. Effective from June 2016 to September 2016
Borrower Agreement. Effective from April 2016 to June 2016
Borrower Agreement. Effective from December 2015 to April 2016
Borrower Agreement. Effective from July 2015 to December 2015
Borrower Agreement. Effective from June 2015 to July 2015
Borrower Agreement. Effective from October 2014 to June 2015
Borrower Agreement. Effective from September 2014 to October 2014
Borrower Agreement. Effective from September 2014 to September 2014
Borrower Agreement. Effective from August 2014 to September 2014
Borrower Agreement. Effective from July 2014 to August 2014
General
Privacy policy
Privacy Policy. Effective from April 2021 to May 2022
Privacy Policy. Effective from September 2020 to April 2021
Privacy Policy. Effective from January 2020 to September 2020
Privacy Policy. Effective from September 2019 to January 2020
Privacy Policy. Effective from May 2019 to September 2019
Privacy Policy. Effective from May 2018 to May 2019
Privacy Policy. Effective from August 2016 to May 2018
Privacy Policy. Effective from August 2015 to August 2016
Privacy Policy. Effective from August 2014 to August 2015
Privacy Policy. Effective from July 2014 to August 2014
Other
Conflicts of interest policy. Effective from July 2014 to July 2015
Customer Service Terms. Effective from September 2020 to December 2020
Customer Service Terms. Effective from June 2019 to September 2020
Website Terms of Use. Effective from July 2014
Fair dealing policy. Effective from July 2014
Investor
Investor Agreement
Investor Agreement Effective from October 2017 to May 2018 (pdf)
Investor Agreement. Effective from September 2016 to October 2017(pdf)
Investor Agreement. Effective from June 2016 to September 2016
Investor Agreement. Effective from July 2015 to June 2016
Investor Agreement. Effective from June 2015 to July 2015
Investor Agreement. Effective from October 2014 to June 2015
Investor Agreement. Effective from September 2014 to October 2014(pdf)
Investor Agreement. Effective from September 2014 to September 2014(pdf)
Investor Agreement. Effective from August 2014 to September 2014
Investor Agreement. Effective from July 2014 to August 2014
Disclosure Statement
Disclosure Statement Effective from September 2016 to May 2018 (pdf)
Disclosure Statement. Effective from June 2016 to September 2016
Disclosure Statement. Effective July 2015 to June 2016
Disclosure Statement. Effective from June 2015 to July 2015
Disclosure Statement. Effective from January 2015 to June 2015
Disclosure Statement. Effective from October 2014 to January 2015
Disclosure Statement. Effective from September 2014 to October 2014
Disclosure Statement. Effective from September 2014 to September 2014
Disclosure Statement. Effective from August 2014 to September 2014
Disclosure Statement. Effective from July 2014 to August 2014