Board of directors

Harmoney benefits from a Board providing deep expertise and broad experience, ensuring the company embraces a high standard of corporate governance, and supports the organisation as we continue to build toward the company we inspire to be.

David Flacks
David Flacks – Independent Chairman

David was a senior corporate partner of Bell Gully for many years and was General Counsel and Company Secretary of Carter Holt Harvey for 4 years during the 1990’s. Since retiring from Bell Gully, David has had a number of governance and regulatory roles. He is currently chair of dual NZX and ASX listed AFT Pharmaceuticals and is chair of the Suncorp New Zealand group of companies, and a director of Todd Corporation. He has been chair of both NZX Markets Disciplinary Tribunal and NZX Regulatory Governance Committee, and a member of the New Zealand Takeovers Panel.

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David Stevens
David Stevens - Chief Executive Officer and Managing Director

David is a highly experienced chief executive officer specialising in the non-bank consumer and commercial finance sectors within Australia and New Zealand. He most recently led a start-up company providing medical payment options, ultimately securing a major equity stake in the business by the Bank of Queensland in 2018. Prior to this, David served as chief executive officer and chief financial officer of FlexiGroup (ASX: “FXL”), a diversified financial services company focusing on commercial and consumer finance in Australia and New Zealand. In his near-decade with FlexiGroup, David led large teams in the strategic growth of the business, through both organic growth and M&A of what was a small company to an ASX 200 listed business. Whilst chief executive officer of FlexiGroup, he led the $300+ million acquisition of Fisher & Paykel Finance and spent considerable time in New Zealand in the course of his work in the local side of the business.

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Tracey Jones
Tracey Jones – Independent Director

Tracey is a professional director and family office adviser. She currently has a portfolio of governance roles in the commercial, not for profit and charitable sectors. She has significant investment, commercial, and governance experience having previously held executive roles in one of NZ’s largest family offices. She is a Chartered Accountant, a member of the Chartered Accountants of Australia & New Zealand, and a member of the NZ Institute of Directors.

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Neil Roberts v2
Neil Roberts – Founder, Chief Product Officer and Executive Director

Neil founded Harmoney, led the business as chief executive officer over six years driving the capital path, and building culture systems and processes that are intrinsic to Harmoney’s success. Prior to that Neil was Head of Sales and Business Development at FlexiGroup, leading a team of 80 with annual sales of $200 million driving a $30 million profit. Neil founded the Direct Division of a New Zealand retail company, PRG Group, that sold personal loans to consumers and raised retail debentures to fund loans. Launched in 2001 PRF Direct, achieved $3.2 billion in personal loan applications and $1.2 billion in written personal loan volume over five years. Ultimately heading the business, Neil was responsible for over 400 staff and a balance sheet of $750 million in assets with forecasted pre-tax profit of $50 million six years later and prior to being sold to GE Money in 2006.

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