About us Latest Scams

Safety and security

Latest scams & alerts

Canstar's most awarded Personal Loan (ever)
CANSTAR 2015 2022 Outstanding Value Personal Loan OL
Frame 1162 v2

April 2024

We care deeply about your safety and security online. Unfortunately, we've become aware of reports regarding scam activity involving replica Harmoney websites and Harmoney Facebook pages. Your trust is paramount to us, which is why we want to ensure you can easily identify legitimate Harmoney pages and avoid falling victim to fraudulent schemes. Here are some important points to remember:

General tips to avoid scams

As you navigate the digital landscape, it's crucial to remain vigilant against online advertising scams. These deceptive practices can jeopardize your financial security and compromise your personal information. Here are some essential tips to safeguard yourself:

  • Verify the Credibility: Before engaging with any online advertisement, verify the legitimacy of the company. Look for reviews, ratings, and testimonials from reliable sources. Check if the company is registered and authorised to provide financial services.
  • Beware of Unrealistic Offers: If an advertisement promises unrealistically low interest rates or guaranteed approval regardless of credit history, proceed with caution. Scammers often lure victims with enticing offers that seem too good to be true.
  • Research the Company: Conduct thorough research on the company advertising the loan. Visit their official website, review their terms and conditions, and verify their contact information. A reputable company will have transparent policies and clear communication channels.
  • Protect Your Personal Information: Be cautious when sharing personal or financial information online. Legitimate lenders will never ask for sensitive details, such as banking credentials, via unsolicited emails or advertisements.
  • Watch for Red Flags: Pay attention to warning signs such as poor grammar, spelling errors, or inconsistent branding in advertisements. Legitimate financial institutions maintain professional communication standards, while scammers often exhibit sloppy or inconsistent messaging.
  • Seek Recommendations: Consult friends, family, or financial advisors for recommendations on reputable lending institutions. Personal referrals can provide valuable insights and help you avoid falling victim to fraudulent schemes.
  • Report Suspicious Activity: If you encounter a suspicious advertisement or believe you've been targeted by a scam, report it to the appropriate authorities immediately. By reporting fraudulent activity, you help protect yourself and others from becoming victims

At Harmoney, we prioritise the financial well-being of our customers and are committed to providing transparent and secure lending solutions. Stay informed, stay vigilant, and together, we can combat online advertising scams and safeguard your financial future.