Personal loans Personal loan calculator

Personal loan calculator

Work out your repayments

Get a quick estimate of your repayments

Personal loan calculator

Get a quick estimate of what your repayments might be using Harmoney's personal loan calculator.

Disclaimer: This calculator provides an estimate only based on the example information provided. Loan term, rates, fees, and repayments may differ on application, based on a borrower’s individual credit assessment— see Interest rates and fees for details. This is not an offer, and applications are subject to terms and conditions, approval and funding availability.

Credit history and credit scores

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Understand what impacts your credit score

Knowing what affects your score can help you take control of it.

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Everything you wanted to know about credit scores but were too afraid to ask. Your training for a better financial future starts here.

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What's in my credit file?

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Types of personal loans

Personal loans can be used for pretty much anything, so long as it’s legal. These are some of our most popular loan purposes.

Holiday icon v11

Cover flights, accommodation, insurance, and more - everything to make your trip memorable.

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Personalised rates icon v23

Focus on your future with an education loan to suit your needs.

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Debt con icon v12

Roll debts into one easy to manage loan with one regular repayment.

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Car icon v13

Negotiate a great deal with confidence, knowing you have the cash you need.

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Medical icon v13

Money for medical procedures, covering dental, vision, rehabilitation, and more.

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Renovation icon v12

Upgrade the kitchen? Landscape the yard? Bring your vision to life.

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Wedding icon v11

Help meet costs for one of the most memorable days of your life.

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Simplify icon v12

Get the money you need to help you achieve your goals.

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Prepared v3

Get the financial help your business needs to continue its growth.

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Money fast icon v8

Fast and flexible loans for the money you need.

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Terms and conditions

1.Loan terms subject to availability.

2. Subject to approval. Harmoney’s interest rates are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.