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About Us Careers


Start a great career at Harmoney.

Work with us

Harmoney builds technology that helps people achieve more with money.

Life is about opportunities, and Harmoney believes that access to money through responsible lending helps people seize those opportunities.

Since 2014, we’ve helped over 47,000 people do more through more than $1.8B in personal lending. But there is much more to do, and our people are the means by which we can.

Harmoney manifesto

We created our manifesto to express and share our views, motives, and intentions. It explains why we care and why our work matters.

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Our values. What we believe in


Harmoney values empathy as it is key to developing relationships with its colleagues and customers. These relationships form the basis by which Harmoney delivers for its customers, colleagues, the effects of which extend to the wider community.


Harmoney values the pioneering spirit as it is the fuel of dreams and ambition. Pioneers leave behind the known to discover the new. Pioneers establish their own path if needed, to discover places unseen. They not only imagine the future, they create it.


Harmoney values making a true positive impact on people’s lives and the communities in which it lives and serves. Harmoney’s obsession with numbers, data and process only count if they make an impact.


Harmoney values integrity because it is the foundation for building and maintaining trust and respect, and encompasses responsibility and accountability.


Harmoney values consistency as it reflects the stability and reliability it creates in the minds of anyone it interacts with. Consistency creates confidence, and with confidence Harmoney can do great work.

We value being E.P.I.I.C.

What’s it really like to work at Harmoney?

Hear from some real-life Harmoneers who share their insights into life at Harmoney.

Shawn Xia, QA Lead

"Harmoney has provided me with a high-quality and flexible working environment, where I have achieved maximum growth. I am proud of being able to work with such talented colleagues and inspirational managers."

Read Shaun's story

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Juan Beis — Financial Controls Manager

“I’m passionate to work for a FinTech brand so aligned with my personal values and that betters the lives of its clients.”

Read Juan's story

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Tazneen Hussain — Product Owner

"Harmoney's inclusive culture empowers you to bring your ideas to the table."

Read Tazneen's story

What's in it for you?

You will play a huge role in helping us deliver our purpose of creating brighter futures through the power of technology.

You'll be challenged and supported as we continue to push hard against the frontiers of tech, big data, and machine learning. There’s always something exciting in the mix. If there’s one thing we’re sure about: you’ll never be bored at Harmoney.

  • Supportive environment with training and development opportunities.
  • Competitive salary and benefits package.
  • Breakfast bar, fresh fruit, Nespresso range.
  • High calibre colleagues, exciting projects, latest technology systems.
  • Flexible work.
    • Inclusive culture that values you and your ideas.
    • Fast-paced and innovative growing company.
    • Diverse activities- ping pong, international lunch days, fun runs, close to park and gyms.
    • Open-plan modern workspace which fosters innovation and cross-division projects.

Latest vacancies

Our latest job openings. If you're interested in a role email hr@harmoney.co.nz for more details.

Collections Officer

We are looking for a highly motivated and experienced person (preferably in dealing with unsecured loans) to join our team . This is a full-time position which will provide you with opportunities to improve your professional service skills and exposure to many facets of the FINTEC industry. With on-the-job training and room to grow, this role will suit an individual who isn't afraid to step up, is calm under pressure and thrives in a fast-paced environment with a group of tight-knit and talented people.

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Data Engineer

The Data Engineer holds the key to unlocking the true potential of our data at Harmoney. The journey starts with identifying all of the key cloud data sources and streaming these, using our data pipeline, into a cloud data warehouse. Transforming events on the fly as required. Once landed we further transform these events again so that they can be reported using our visualisation tools in a meaningful, thought provoking way. This drives constant iteration, improvement and innovation.

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Compliance Manager

  • Embed risk management and controls (with a predominantly compliance focus) into systems and manual processes where needed - in partnership with the business units.
  • Test our regulatory compliance (through assurance) to give confidence to the Board regarding control of compliance risk in each business unit.
  • Demonstrate to regulators and funding partners that we apply an appropriate level of resources to risk and compliance.

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Product Owner/Delivery Lead

Your team will own part of our Harmoney platform. The Product Owner role will work closely with Product Management from discovery to delivery, aligning product & technical visions. You will be able to understand & analyse complex product requirements, with the ability to translate & communicate these requirements to a team of engineers. You will facilitate and lead the refinement and breakdown of these requirements into prioritised deliverables. A keen eye for a solution and exceptional prioritisation skills are essential for this role.

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Senior Quality Engineer

Harmoney Engineers are T-shaped individuals with both technical & people skills.
You will work in Lean Delivery teams responsible for parts of the Harmoney platform. Harmoney Delivery teams are responsible for delivering new product, product enhancements, BAU and bug fixing. You build it, you run it. This is a highly collaborative, fast-paced environment looking for strong communication and teamwork skills as well as the ability to adapt to shifting priorities.

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Keen to work with us?

We're always on the look out for fun-loving, results-driven, product managers, product designers, data scientists and engineers. Email hr@harmoney.co.nz to express your interest in working with us.