Education loans

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No hidden costs. Be clear exactly how much your repayments are and when your loan will be paid off.

Get an education loan for yourself or help set a family member up for a bright future.

An education loan means there's no need to put off till tomorrow what you can start achieving today.

Tell us about your loan, then provide us with some details about yourself and your finances.

We provide your detailed quote with your interest rate, borrowing limit and repayments.

Accept your quote and provide some final details. Most people get their money within 24 hours.

Interest rates are based on your individual credit assessment, not one-size-fits-all.

Most people receive their money within 24 hours of accepting their loan terms.

No queues and no need for any awkward face-to-face meetings.

Apply now

Terms and conditions

1. Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 29.99% p.a. and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply. 99% of loan applications are funded within 24 hours of loans terms being accepted (based on loans submitted in 2018).

2. Establishment fee of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000. Fixed rates range from 6.99% p.a. to 29.99% p.a. on 36 to 60 month terms, with no early repayment penalties.