16x9 v2

WEDDING LOANS

Enjoy a stress-free perfect day

Personalised rates from 6.99%¹

    
Won't affect your credit score

COVID-19: help and information for our customers

Find out more on our Covid-19 updates page.

Canstar winner 5 years in a row

We know wedding costs can add up

That's why we're here to help you celebrate without money worries

DON'T MISS OUT

Secure the dress, the venue, the menu, the florist and the honeymoon without blowing your wages.

BE PREPARED

Whether you need an extra $2K for deposits, or more for your whole dream wedding, there's no need for stress.

RELAX AND ENJOY

Know how much you have to spend with no worries about expensive credit card blowouts or hidden loan costs.

Simple, 100% online

Step 1. Get to know you

Tell us about your loan, then provide us with some details about yourself and your finances.

Step 2. Get your quote

We provide your detailed quote with your interest rate, borrowing limit and repayments.

Step 3. Get your money

Accept your quote and provide some final details. Most people get their money within 24 hours.

What we offer

$2K - $50K
Loan limits
3 or 5 years
Loan terms
$200 or $450
Establishment fee
$0
Early repayment fee
  • All loans are unsecured
  • Rates from 6.99% - 29.99% p.a.¹ 
  • Your rate is fixed for the life of the loan
  • You can repay weekly, fortnightly or monthly
  • Establishment fee of $200 for loans under $5,000 ²
  • Establishment fee of $450 for loans $5,000 and over ²

Find out more about our rates and fees

Get the loan that works for you

Spend more time living and less time figuring out how to pay for the things you need

PERSONALISED RATES

Interest rates are based on your individual credit assessment, not one-size-fits-all.

GET YOUR MONEY FAST

Most people receive their money within 24 hours of accepting their loan terms.

100% ONLINE – 24/7

No queues and no need for any awkward face-to-face meetings. 

Get started with Harmoney today

Thousands of clever Kiwis are switching to Harmoney to achieve their dreams.

We're real people and we're here if you need us

If you need help, just give us a call on 0800 427 666 or jump on to live chat and one of our more than 30 specialists will be there to lend a hand.

    Other ways to contact us    Visit our help centre

Customer service m wide min v3

Terms and conditions

1. Subject to approval and funding. Harmoney’s interest rates range from 6.99% p.a. to 29.99% p.a. and are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved and list your loan you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.

2. Establishment fee of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000. Fixed rates range from 6.99% p.a. to 29.99% p.a. on 36 to 60 month terms, with no early repayment penalties.