Borrower
This section provides essential legal documents and terms specifically relevant to our borrowers. Here you will find direct links to your Loan Contract and other crucial agreements that form part of your loan terms. Please review these documents carefully as they outline your rights and obligations as a borrower.
Legal
Latest
Loan Contract
Here, you'll find previous versions of our loan agreements, provided for your reference and historical record. Please note that these documents are for informational purposes only and may not reflect the terms of your current or active loan. Always refer to your specific loan agreement for the applicable terms and conditions.
General
This section contains our broader legal policies and terms that apply to all users and general interactions with Harmoney. These documents aim to provide transparency regarding our operational procedures and your overall engagement with our services.
Archived Agreements
Borrower
Payment Protect
Harmoney is no longer offering loans with Payment Protect as of 1 April 2020.
Loans taken out with Payment Protect attached before 1 April 2020 will not be affected.
Things You Need to Know
Things you need to know about your Loan Contract and Customer Service Terms.
Platform agreement
Here, you'll find a record of the past agreements that set out the terms for using Harmoney's peer-to-peer lending service.
Privacy policy
Browse our collection of past Privacy Policies for historical reference. These documents outline our data practices during specific periods and are not our current Privacy Policy.
Other
This section offers a concise archive of past legal documents and terms for historical reference. Here you'll find previous versions of Customer Service Terms, Website Terms of Use, and our Peer to Peer Lending Archive. These documents provide insight into our evolving legal frameworks over time.