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Home Renovations

Woman painting a light peach wall with a roller, wearing a blue bandana and striped shirt. Ladder and paint bucket nearby. Bright setting.

What about a loan for home renovations or improvements?

Planning a home renovation in New Zealand? A Harmoney unsecured personal loan is a fast, simple, and flexible way to get funding without using your house as security.

Harmoney

2 min read

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Harmoney Services Limited (FSP593769) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

By using this website, you are deemed to accept our Customer Service Terms.

Location

Level 3, 110 Customs Street West, Auckland CBD, Auckland 1010

Contact

customerservice@harmoney.co.nz

0800 427 666 (0800 HARMONEY)

Terms and conditions

1. Loan terms subject to availability.

2. Subject to approval. Harmoney’s interest rates are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.

3. Offer only available until 30 September 2025 (NZST), to named participants (as directly notified by Harmoney). Rebates will be applied against the balance of your loan amount, are not redeemable in cash, and are not transferable.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about personal loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

This website is provided for general information purposes only, and does not take your individual circumstances and financial situation into account. It is not intended to constitute legal or financial advice.

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