Let's be Kiwi with money

compliance books

LEND:

Diversification
Reliable asset class
F.M.A. Regulated

Or call
0800 427 666

(Mon - Fri, 9am - 6pm)

BORROW:

100% online
Funded in 24hrs
Personalised Rates

Or call
0800 427 666

(Mon - Fri, 9am - 6pm)

compliance books
compliance books

Let's be Kiwi with money

LEND MONEY:

LEND MONEY:

Diversification
Reliable asset class
F.M.A. Regulated

Diversification
Reliable asset class
F.M.A. Regulated

BORROW MONEY:

BORROW MONEY:

100% online
Funded in 24hrs
Personalised Rates

100% online
Funded in 24hrs
Personalised Rates

Harmoney has matched Borrowers and Lenders for loans totalling $376 million.

9,564 for debt consolidation 3,095 for home improvements 2,333 for travel 1,406 for used vehicles 865 for business cash flow 663 for household items

… plus 6,356 other loans.

Harmoney has matched Borrowers and Lenders for loans totalling $376 million.

9,564 for debt consolidation 3,095 for home improvements 2,333 for travel 1,406 for used vehicles 865 for business cash flow 663 for household items

… plus 6,356 other loans.

What is Peer-to-Peer Lending and why is it better?

Marketplace

Harmoney is a peer-to-peer money marketplace - where everyday people borrow money from (and lend money to) other everyday people. Hence the term 'peer' to 'peer.'

Harmoney is not the one lending the money - our Lenders do that. Instead, our role is to administer the Marketplace, as well as acting as an intermediary between Borrowers and Lenders, so you can keep your anonymity.

So why is this a great option for you? If you're borrowing, we give you access to fairer rates, and the flexibility to borrow money on your own terms. If you're lending, we give you access to superior investment returns, while diversifying your investment portfolio .

* The Legal Stuff

Subject to approval and funding. Harmoney's interest rates are offered based on the individual borrower's credit assessment according to Harmoney's credit scorecard. In order to be approved and list your loan you must meet Harmoney's credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.