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So you’ve gone ahead and found out your credit score from one of New Zealand’s three credit reporters. Well done.

Do you know your credit score? Do you know the difference between your credit score and credit file? Do you know what a defaulted payment is? Can you name two things that might…

It’s a simple formula: the higher your credit rating, the lower your risk of defaulting in the eyes of lenders.

In this session of Credit Score Bootcamp, we look at why it’s really your credit file that’s important and what to do when things go...