All terms

This section brings together key legal documents and policies relevant to your relationship with Harmoney. It includes borrower-specific materials such as your Loan Contract and related agreements, as well as broader terms and policies that apply to all users and interactions with our services.

Please review these documents carefully, as they outline your rights and obligations and provide transparency around how we operate.

Loan Contract

Here, you'll find previous versions of our loan agreements, provided for your reference and historical record. Please note that these documents are for informational purposes only and may not reflect the terms of your current or active loan. Always refer to your specific loan agreement for the applicable terms and conditions.

Payment Protect

Harmoney is no longer offering loans with Payment Protect as of 1 April 2020.

Loans taken out with Payment Protect attached before 1 April 2020 will not be affected.

Things You Need to Know

Things you need to know about your Loan Contract and Customer Service Terms.

Platform agreement

Here, you'll find a record of the past agreements that set out the terms for using Harmoney's peer-to-peer lending service.

Privacy policy

Browse our collection of past Privacy Policies for historical reference. These documents outline our data practices during specific periods and are not our current Privacy Policy.

Other

This section offers a concise archive of past legal documents and terms for historical reference. Here you'll find previous versions of Customer Service Terms, Website Terms of Use, and our Peer to Peer Lending Archive. These documents provide insight into our evolving legal frameworks over time.