Taking the first steps
If you are reading this, it's likely you've already decided you need a loan. It might be time to buy a home or renovate the home you have. Maybe you are getting married or taking a holiday. Perhaps you need to buy a pizza restaurant so you can serve the aberration that is pizza with pineapple on it. Whatever you need, to get the best loan you must spend time researching the various lenders and banks.
You'll want to understand the terms and conditions of the loan and the long term implications of your money borrowing. You also need to form a plan about what happens when the money arrives in your bank account so it is all used for its intended purpose. Making financial decisions can be stressful and complicated.
The stress can be made worse by financial pressure if you urgently need the money. The finance industry has a lot of technical terms and long and complex loan agreements. This can make it seem overwhelming to research your options. After you finish this toolkit, you'll know the steps you need to take to get the best loan for your situation. You'll understand the common terminology that the industry uses and will be comfortable making educated decisions about the best choice for you.
We also have a convenient Loan Application Checklist to ensure you have everything you need ready for your loan application.