Borrow up to
$100
K
Interest rates from²
7.99
%
p.a.
Canstar's most awarded Personal Loan (Ever!)
100% online
Our AI-driven quote process is 100% online.
No paperwork, no queues and no need for awkward face-to-face meetings.
Super fast
Simply tell us about yourself and your finances and accept the terms to get funded in minutes
Rates tailored to you
Interest rates are based on your individual credit assessment - not one-size-fits-all.
Take the stress out of paying your dental bills
Get help covering all or part of your treatment cost
NO DELAYS
Don't let dental bills add stress to your life. We can help you cover all or part of your treatment cost, so you can focus on your health, not your finances.
FAST FINANCE
Once your dental loan is approved and you've agreed to the terms, your funds could be in your account within 24 hours. No more waiting around when you need treatment fast.
NO HIDDEN COSTS
After you’ve paid your initial establishment fee, there are no extra charges on your loan when you keep up with your repayments.
What we offer
Loan amount
$2,000 - $100,000
Loan terms
3, 5 or 7 years¹
Interest rate from²
7.99% - 24.99% p.a.²
Early repayment fee
$0
Establishment fee
$150
Rate type
Fixed rate
Repayment frequency
Weekly, fortnightly, or monthly
Lightning FAST funding
Typically less than 5 minutes
Loan type
Unsecured
Get your money fast
No queues and no need for awkward face to face meetings.
How to apply
01
Get to know you
Tell us about the personal loan you want, then provide us with some details about yourself and your finances.
02
Get your quote
We’ll give you a detailed quote with your interest rate, borrowing limit and repayments.
03
Get your money
After accepting the terms and providing some final details, most people receive their money in less than 5 minutes after loan acceptance.
Lightning FAST ⚡
Instant quotes, zero paperwork
Our AI-driven quote process is 100% online and paperwork-free. Get answers in seconds, so you can keep moving forward.
$2,000 to $100,000
Our unique AI will assess your needs and finances to offer you an affordable personal loan that suits your lifestyle.
Personalised for you in a flash
Our smart technology tailors your quote instantly – just answer a few questions, and let AI do the rest.
Lightning fast approvals
Get a quick quote in minutes and in most cases loans are funded in less than 5 minutes. It’s that easy!
4.8
18,358 Reviews
4.7
1,537 Reviews
4.0
334 Reviews
Eligibility Criteria
To get a quote in New Zealand;
You must be 18 years or older.
You must be a New Zealand citizen, Permanent Resident or Australian citizen.
Your credit file must not have any defaults, judgments or bankruptcies.
You must have paid employment (which may include self-employment).
You need to borrow at least $2,000 with your loan.
You need to have photo identification documents such as your valid New Zealand passport or driver’s to licence, to hand.
If you are not eligible now, you may be in the future.
