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Personal loans Motorhomes


Start enjoying life on the road.

Fixed personalised interest rates from 9.99% p.a. to 24.99% p.a.(plus an establishment fee of $150).¹

Won’t affect your credit score

Canstar's most awarded Personal Loan (ever)
CANSTAR 2015 2022 Outstanding Value Personal Loan OL
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We know buying a motorhome is expensive

That's why we're here to help you find the right one and get you travelling like never before.

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A loan to buy a motorhome now could help you finance years of affordable family holidays or find freedom in retirement.

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Our fast, online application means no need for face-to-face meetings and you could be out touring the country in comfort in days.

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Our personal loans are unsecured so there's no need to put your new motorhome, or any other asset, on the line to cover your loan.

What our customers say

5.0 I had reservations about going for a loan but Harmoney was so easy and simple and quick to do online that it was amazing. I'm impressed. new zealand
5.0 Best finance company. Easy to deal with new zealand
5.0 Easy and quick loan process, great customer service. new zealand
5.0 Excellent quick service, love the loan structure!! new zealand
5.0 This is my second time asking Harmoney for financial help and right away they did not hesitate to lend me a hand. They are the best in the country, with their top notch service, easy to understand process and their unbeaten rates new zealand
5.0 The best Finance company ever! Highly recommend!! new zealand
5.0 Fantastic service, clear communication. Third loan with them and still very impressed. They made this process about 3x faster than three other loam companies I tried to work with. new zealand
5.0 Easy and very fast already did a loan with harmoney in the past and their communication and services have been the best new zealand
5.0 I have found harmoney to be very good and fast in getting my loan completed. new zealand
5.0 The best finance company new zealand
5.0 Great service and knowledgeable too. Super helpful and understanding with a lot of my questions gave me peace of mind in my decision to choose Harmony for my first loan. new zealand
5.0 Awesome fast easy service and helping me get ahead with my finance love it new zealand
5.0 Always willing to help and make getting loan so much easier when you have a good pay history new zealand
5.0 Awesome Service as always!!! I most definitely recommend Harmoney as a lender. I wish that I had tried them years ago, and now always come back should I need a loan. Very helpful, understanding and friendly team :) thank you Harmoney! new zealand
5.0 I know it is so easy to say you did good based on a approval of loan, but for me it is so much more then that, you have given me the ability to be stress free and go away after a big loss and really take care of me and I really do appreciate it, I have no words to thank you all so much it.was quick and easy. Thank you so much. new zealand

Simple, 100% online

1. Apply

Tell us about your loan, then provide us with some details about yourself and your finances.

2. Get your quote

We provide your detailed quote with your interest rate, borrowing limit and repayments.

3. Receive your money

Accept your quote and provide some final details. Most people get their money within 24 hours.

What we offer

$2K - $70K

Loan limits
3, 5 or 7 years

Loan terms

Establishment fee

Early repayment fee
  • You can get a 3, 5 or 7 year loan term¹
  • Secured fixed rates from 9.89%* p.a to 21.49% p.a.
  • Unsecured fixed rates from 9.99% p.a. to 24.99% p.a.²
  • Establishment fee of $150
  • You can repay weekly, fortnightly or monthly
  • Your rate is fixed for the life of the loan

* If you take out a secured loan and don’t meet the security conditions within 60 days of the loan advance, the loan will revert to unsecured and the interest rate will change to a higher unsecured interest rate.

Get the loan that works for you

Spend more time living and less time figuring out how to pay for the things you need.

personalised rates

Interest rates are based on your individual credit assessment, not one-size-fits-all.

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Choose from 3, 5 or 7 year terms. And there are no early repayment fees should you decide to repay the loan sooner.

100% ONLINE – 24/7

No queues and no need for any awkward face-to-face meetings.

Quick motorhome loan estimate

Get an idea of what your interest rates and repayments could look like by using our quick estimate loan calculator.

Common motorhome loan questions

View more

Get started today

Apply today for your motorhome loan and let the memories begin.

Types of personal loans

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An education costs loan from Harmoney helps students to focus on their studies rather than worry about their finances.

Find out more

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Finance the purchase of a new or used car or other vehicle. Buy privately or from a dealer, with cash-buyer confidence.

Find out more

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With a holiday loan you can cover car rental, flights, accommodation, and more, so all you have to do is enjoy yourself.

Find out more

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Simplify debt by rolling multiple debts into one debt. One repayment date to remember, and one fixed interest rate.

Find out more

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A Harmoney wedding loan can help you make your special day even more memorable.

Find out more

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A medical expenses loan can cover medical procedures and related costs, be it dental, vision, or other medical expense.

Find out more

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Time to spruce up the home or get to that long overdue landscaping project? Break out the tools with a home improvement loan.

Find out more

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Looking to boost your business to the next level, or need help with business cashflow. A Harmoney business loan could help.

Find out more

We're real people and we're here if you need us

If you need help, just give us a call us on 0800 427 666 (Mon. - Fri 9am - 6pm) or jump on to online chat and one of our more than 30 specialists will be there to lend a hand.

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Terms and conditions

1.Loan terms subject to availability.

2. Subject to approval. Harmoney’s interest rates are offered based on the individual borrower’s credit assessment according to Harmoney’s credit scorecard. In order to be approved you must meet Harmoney’s credit criteria and responsible lending requirements. Fees, charges, terms and conditions apply.