Tools and Resources
Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are licensed to provide a peer to peer lending service under Part 6 of the Financial Markets Conduct Act, 2013.
The conditions of these licences imposed by the Financial Markets Authority are published on www.business.govt.nz/fsp.
Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered under the
Financial Service Providers (Registration and Dispute Resolution) Act 2008.
Terms and conditions
Establishment fee of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $70,000. Fixed rates range from 6.99% p.a. to 24.69% p.a. on 36 to 60 month terms, with no early repayment penalties.
Example loan. A Harmoney Personal Loan of $20,000 borrowed for 36 months with a fixed interest rate of 6.99% p.a. the total amount you would need to repay would be $23,178 (made up of $20,000 principle, interest of $2,728 and a $450 establishment fee).